Have you applied for the Punjab Accessible Vehicle for Everyone (PAVE) Scheme 2025 and your status says NADRA Verification Pending or Bank Verification in Progress? Many applicants worry that this means rejection but the reality is different. In fact, this stage is a positive sign that your application has already cleared the balloting stage and is now under final review for approval.
In this guide, well explain the complete PAVE Nadra & Bank Verification process, how long it usually takes, what actions you should take, and how to avoid unnecessary delays.
What Does Nadra Verification Pending Mean?
The NADRA verification step ensures that your identity and eligibility meet government requirements. At this stage, NADRA checks:
- If your CNIC is valid and active
- Whether you have duplicate or fake entries
- If you fall under the correct income/profession category
- Whether you already own a subsidized vehicle (in some districts)
Result of NADRA check:
- If approved, your status moves to Bank Verification Pending.
- If rejected, your application may be marked Ineligible or flagged for correction.
Your duties during this stage:
- Ensure your CNIC is not expired
- Keep your mobile SIM registered on the same CNIC
- Respond quickly to any NADRA SMS notifications
What Does Bank Verification Pending Mean?
Once you pass NADRA verification, your file goes to the partner bank for financial assessment. Here the bank checks:
- Whether you have a stable income or financial backing
- If you have unpaid loans or defaults
- Whether you can manage installments (if applicable under subsidy scheme)
Result of bank check:
- If approved, your status updates to Verification Complete / Eligible for Disbursement.
- If declined, you may be moved to a waiting list or marked rejected.
Your duties during this stage:
- Keep your phone switched on
- Pick up unknown or landline calls (often banks call from official lines)
- Keep documents ready: CNIC, utility bill, and bank account details
Step-by-Step PAVE Verification Flow
| Stage | Portal Status | Whats Happening | Your Duty |
|---|---|---|---|
| 1. Balloting | Successful / Waiting List | You are shortlisted | Wait patiently |
| 2. NADRA Verification | NADRA Pending | Identity & eligibility check | Keep CNIC active |
| 3. Bank Verification | Bank Pending | Financial suitability check | Attend calls & submit info |
| 4. Final Approval | Eligible / Approved | Official approval for subsidy | Wait for bank/SMS |
| 5. Bike Disbursement | Ready for Delivery | Distribution or handover ceremony | Bring CNIC & documents |
How Long Does Verification Take?
ProcessAverage Duration
NADRA Verification715 days
Bank Verification1025 days
Final Delivery Call14 weeks after approval
Delays may occur in high-volume districts.
Why Is My Verification Taking Too Long?
Several common issues slow down the process:
- Incorrect CNIC details
- Expired CNIC or mismatched mobile SIM
- Bank unable to reach you via phone
- Ignoring SMS/email requests
- Data mismatch between NADRA and PAVE application
Solution:
- Keep your phone active
- Check the PAVE portal regularly
- Visit the bank/NADRA office only if instructed or if your CNIC needs updating
What Happens After Verification?
If your status changes to Verification Complete or Approved for Delivery, heres what you can expect:
- Youll receive a call or SMS from PAVE or the partner bank
- Youll be asked to visit the bank or collection center
- In some districts, a bike handover ceremony may be arranged
- Youll sign the final agreement and receive your e-bike or petrol bike
- Keep one SIM active at all times
- Respond immediately to bank calls or PAVE SMS
- Keep CNIC, utility bill, and documents ready
- Avoid reapplying unless officially asked
- Stay connected with PAVE portal updates
Final Tips to Secure Approval Quickly
FAQs About PAVE Nadra & Bank Verification Pending
Q1: My status shows Nadra Verification Pending. Does this mean rejection?
No. It means your CNIC and identity details are being checked by NADRA. If successful, your status moves to Bank Verification Pending.
Q2: How long do Nadra and Bank verification take?
NADRA checks usually take 715 days, while bank verification may take 1025 days depending on workload.
Q3: What if I miss a bank verification call?
Not answering may delay your approval or even disqualify you. Always attend unknown numbers during this stage.
Q4: Can waiting list applicants also be verified?
Yes. If a selected applicant fails verification, their slot goes to a waiting list candidate.
Q5: What documents are needed for verification?
Your original CNIC, registered SIM, utility bill, and bank account details (if available).
Q6: Who should I contact if my verification is delayed for more than 20 days?
You may reach out to the partner bank helpline or visit a local branch for updates.
Conclusion
If your PAVE application shows Nadra Verification Pending or Bank Verification in Progress, it is not a rejection but a positive sign of progress. This stage ensures that only genuine and eligible applicants receive the subsidy or e-bike under the PAVE Scheme 2025.
By keeping your CNIC valid, phone active, and documents ready, you can avoid delays and increase your chances of quick approval. Many applicants fail not because of ineligibility, but because they ignore calls or SMS updates. Stay responsive, patient, and alert your PAVE bike or subsidy approval could be just one confirmation away.
