The Government of Pakistan relaunched the PM Youth Business & Agriculture Loan Scheme 2025 to provide 5 to 75 lakh loans at 0% interest. Designed for young Pakistanis, graduates, small business owners, and farmers, the scheme offers features like 0% markup for Tier-1 loans, flexible repayment options, and simple digital applications. It aims to support startups, boost MSMEs, and encourage innovation. Eligibility criteria include being a Pakistani citizen, aged 21-45, with a viable business idea. Participating banks like HBL and Al Baraka process applications nationwide. To apply, visit the official portal, choose your loan tier, fill in personal and business details, and upload required documents. Track your application status using the portal. The scheme offers different tiers with varying loan amounts, tenures, and markup rates. Choose a bank wisely to improve approval chances. The scheme is a practical way to launch or expand your business with interest-free and affordable financing.